Dhanlaxmi Bank Platinum Credit Card offers a range of privileges and benefits tailored to enhance your shopping experience and meet your financial needs. With this card, you can enjoy a variety of offers and perks that make shopping more enjoyable. It also provides practical solutions for managing your bills and financial planning. By using the Dhanlaxmi Bank Platinum Credit Card, you can treat yourself to fine dining experiences and indulge in experiential travel, among other benefits. The card entitles you to discounts and special offers at select partner restaurants, allowing you to enjoy great food while saving money. It offers travel-related advantages, such as discounted airfare, access to airport lounges, and travel insurance coverage, making your travel experiences more convenient and enjoyable.

The Dhanlaxmi Bank Platinum Credit Card may include a rewards program that allows you to earn points on your card transactions. These points can be redeemed for various benefits, such as merchandise, gift vouchers, or statement credits. Apart from these privileges, the card provides solutions for managing your billing and financial planning needs. It offers flexible payment options, easy bill payment facilities, and access to online banking platforms, enabling you to handle your finances efficiently.


Dhanlaxmi Bank Platinum Credit Card program, you can enjoy a range of exclusive perks. These include discounts, upgrades, and VIP treatment at luxury goods stores, restaurants, golf courses, and travel destinations.

Platinum Privileges: These privileges typically include exclusive benefits and perks across various luxury goods, dining, golf, and travel. This may involve access to special events, discounts, upgrades, or VIP treatment at partner establishments.

Online Concierge Facility: This refers to a service that provides personalized assistance and recommendations through an online platform. It can help with reservations, travel arrangements, event tickets, and other concierge-related services.

5% Cashback on Supermarkets and Departmental Store Purchases: This benefit allows you to earn a percentage of cashback on your eligible purchases made at supermarkets and department stores. The cashback is usually a certain percentage of the total amount spent, which can be redeemed or used to offset future purchases.

Free Insurance Cover: This indicates that the platinum program includes complimentary insurance coverage, which could include travel insurance, purchase protection, extended warranty, or other types of insurance benefits.

Global Customer Assistance for Emergencies: This feature ensures that you have access to 24/7 customer support and assistance for emergencies, no matter where you are in the world. It can be helpful in case of lost or stolen cards, emergency cash advances, or other urgent situations.

EmPower – Online Financial Planning Tool: emPower is an online financial planning tool that helps you budget, review, and manage your expenses. It likely provides features such as expense tracking, budgeting tools, goal setting, and financial analysis to help you stay on top of your finances.

Low Interest Charges: This suggests that the associated credit card or loan offers competitive interest rates, which can save you money on interest payments compared to higher rate alternatives.


In order to meet the eligibility criteria for both salaried and self-employed individuals, it is necessary to have a minimum annual gross income of Rs 6 lacs. This requirement applies to individuals in either category and is an important factor to consider when assessing income qualifications. When determining income eligibility, it is crucial to calculate the total annual income before any deductions or taxes are taken into account. This figure is known as the gross income. It encompasses various sources of earnings such as salaries, wages, business profits, rental income, and other forms of income.

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