Karnataka Bank has partnered with SBI Card to bring you the co-branded Karnataka Bank SBI Card Credit Card. This unique card is loaded with exciting features that will transform the way you shop and travel. Whether it’s applying for the card, making transactions, or handling service inquiries and bill payments, we’ve made everything simple and convenient for you. If you’re someone who values saving money on regular expenses, we have something special for you. Introducing the Karnataka Bank SimplySAVE SBI Card, designed especially for value-conscious consumers like you. This card offers fantastic rewards and features that help you make the most out of your everyday spending.
KARNATAKA BANK SIMPLYSAVE SBI CARD FEATURES AND FEE
Annual Fees: Just ₹499 (plus taxes)
No Annual Fee from the 2nd Year Onwards: Spend more than ₹1,00,000 in the previous year, and you won’t have to pay the ₹499 annual fee in the following years.
Welcome Benefit: Sign up now and receive 2000 reward points! You can redeem these points as cash or get a voucher worth ₹500. To claim this offer, make your first purchase of ₹2000 or more within 60 days of receiving the card.
KARNATAKA BANK SIMPLYSAVE SBI CARD REWARDS AND PROGRAMMES
Earning Rewards Points: For every ₹150 you spend using the credit card, you’ll earn 1 reward point. But remember, certain transactions, such as fuel, insurance, utilities, and cash transactions, won’t earn you any points. There’s an exciting bonus! When you spend ₹150 on movies, dining, grocery, or departmental stores, you’ll get a whopping 10 reward points for every ₹150 spent!
Bonus for Early Spending: If you spend ₹2000 within the first 60 days of receiving the credit card, you’ll receive an extra 2000 reward points. That’s a great way to boost your rewards quickly!
The Value of Each Reward Point: You might wonder what these reward points are worth. Well, each reward point holds a value of ₹0.25. So, if you have 100 points, they’re worth ₹25 (100 points * ₹0.25).
Redeeming Your Points: Once you’ve accumulated enough reward points, you can redeem them in two ways. You can either get cash for your points (₹0.25 per point), or you can choose from a variety of items available in the rewards catalogue.
KARNATAKA BANK SIMPLYSAVE SBI CARD OFFERS AND PRIVILEGES
Karnataka Bank SBI Simply Save Card – your key to convenience and exclusive benefits! This credit card offers a range of special privileges designed just for you. Experience the flexibility and ease of paying your Credit Card bill in full or in part. Additionally, you have the option to convert your expenses into manageable monthly instalments with the Flexi Pay privilege. With the Karnataka Bank SBI Simply Save Card, you can enjoy around-the-clock assistance and a host of other perks that will make your financial journey smoother than ever before.
KARNATAKA BANK SIMPLYSAVE SBI CARD SERVICES ON YOUR CARD
Spends Based Reversals of Annual Fee: This feature suggests that if you spend a certain amount, typically a specified minimum spend, using the credit card within a given period (usually a year), the annual fee for the credit card will be reversed or waived. This encourages cardholders to use their credit card more frequently to avoid paying the annual fee.
Dispute Resolution: This refers to the service provided by the credit card company to help you resolve any disputes or discrepancies related to your credit card transactions. If you encounter unauthorized charges, billing errors, or other issues, you can contact the card issuer to initiate a dispute resolution process to investigate and resolve the problem.
Card Protection Plan: A card protection plan is a service offered by some credit card companies that protects you against unauthorized transactions, loss, or theft of your credit card. It may include features like coverage for fraudulent transactions made using your card, coverage for lost or stolen cards, and assistance in reporting and replacing the card.
Emergency Card Replacement: If your credit card is lost or stolen while you are traveling or in an emergency situation, this feature ensures that your credit card company will provide you with a replacement card promptly to minimize any disruptions in your financial transactions.
Add-on Cards: An add-on card allows the primary cardholder to provide supplementary credit cards to family members or friends. The add-on cardholders can use the credit limit assigned to them, and their transactions will be consolidated in the primary cardholder’s account. The advantage is that you can share the benefits and convenience of the credit card with others without additional charges for the add-on cards.
Balance Transfer on EMI: This feature allows you to transfer the outstanding balance from one credit card to another credit card, usually with a lower interest rate. By opting for Balance Transfer on EMI, you can consolidate your debts and pay them off in installments at a more favorable interest rate.
1% Fuel Surcharge Waiver: This feature grants you a waiver on the 1% surcharge usually applied on fuel purchases made at petrol pumps when using your credit card. The waiver can save you some money on fuel expenses.
Card Related Assistance (9 am to 6 pm): This denotes the hours during which you can contact the card issuer’s customer support or helpline for any card-related queries, assistance, or support. It ensures that you can reach out for help during the specified time frame if you have any issues or questions regarding your credit card.
KARNATAKA BANK SIMPLYSAVE SBI CARD SIMPLY SMS
Simply SMS is a convenient service provided by Karnataka Bank for SBI Cardholders. With this service, you can perform various banking tasks using your registered mobile number. All you need to do is send an SMS to 5676791 from your registered phone. To use Simply SMS, make sure you have your mobile number registered with Karnataka Bank and SBI Card.
Things you can do instantly using Simply SMS:
Check Your Balance: Get information about the outstanding balance on your credit card.
Know Your Limits: Find out your available credit limit and cash withdrawal limit.
Block Lost or Stolen Cards: If you lose your credit card or it gets stolen, you can quickly block it to prevent unauthorized use.
Check Last Payment Status: Inquire about the status of your most recent credit card payment, including the date and amount paid.
Monitor Reward Points: Keep track of your accumulated reward points and check their validity.
Subscribe to e-statements: Get your credit card statements electronically to save on paper.
Request Duplicate Statement: Easily request a duplicate statement of your credit card transactions.
Get your account information
|Kind of information needed||Send an SMS to 5676791|
|Balance enquiry||BAL XXXX|
|Available credit and cash limit||AVAIL XXXX|
|Block your lost or stolen card||BLOCK XXXX|
|Last payment status||PAYMENT XXXX|
|Reward point summary||REWARD XXXX|
|Subscribe to e-statement||ESTMT XXXX|
|Request for duplicate statement||DSTMT XXXX MM|
XXXX = Last four digits of your Karnataka Bank SBI Card
KARNATAKA BANK SIMPLYSAVE SBI CARD MISSED CALL BANKING
Get your account information
|Kind of information needed||Give Missed Call To|
|Available credit and cash limit||8422845513|
|Reward point summary||8422845514|
|Last payment status||8422845515|